auto_awesome AI-Powered  ·  No Credit Impact

Pre-approval
shouldn't feel
like a form.

Meet Nova — your personal Discover guide.
One quick conversation. Zero fine-print walls.
Find out if you're pre-approved in under 2 minutes.

boltUnder 2 minutes shieldSoft inquiry only percent5% cash back
N
Nova
Discover AI
more_vert
Hi! 👋 I'm Nova. I'll help you check pre-approval — no credit score impact at all.
Let's go!
Great! What's your first and last name?
Alex Johnson
5% CASH BACK
))))
1234  5678  9123  4567
Valid Dates
02/00
Your Name Here
forumConversation, not a form
lockBank-level encryption
speedResult in 2 minutes
check_circleNo credit score impact
Why Nova

Designed around how people actually feel

Every question comes with context. Every sensitive field comes with reassurance.

layers
Progressive disclosure

One or two questions at a time, not 15 fields on a single screen.

shield
Trust before sensitivity

SSN comes last, after 7 comfortable steps have built your confidence.

visibility
Full transparency

Watch your profile build in real-time, you always see exactly what we have.

smartphone
Mobile-native

Designed for thumbs first. Works beautifully on any screen size.

© 2025 Discover Financial Services · This is a UX design prototype by Nova AI · Privacy · Terms

sentiment_dissatisfied
The old Discover form

15 fields dumped all at once — no guidance, no context, no trust.

person
First Name
person
Last Name
home
Street, City, State, ZIP
cake
Date of Birth infoNo context
lock
Full Social Security Number warningAnxiety spike
school
Student status
apartment
Housing status & monthly payment
payments
Total annual income
account_balance
Bank accounts owned
mail
Email
description
Legal block — 800+ words warningNobody reads
check_box
Two checkbox consents warningTrust drop
Your Profile 0%
Getting started Step 1 of 8
person
Name
check
home
Address
check
cake
Date of Birth
check
payments
Annual Income
check
apartment
Housing
check
account_balance
Bank Accounts
check
mail
Email
check
fingerprint
Identity
check
verified_user
Bank-level encryption. Soft inquiry only, no credit score impact.
Demo Controls
N
Nova
Discover AI · Soft inquiry only
Step 1 of 8
lockSecure & encrypted Enter to send · Shift+Enter for new line
Profile Progress 0%
🎉
Pre-Approved

Great news!

You may be pre-approved for the Discover it® Cash Back card.

DISCOVER IT®
••••  ••••  ••••  1234
Cardholder
YOUR NAME
12/29
5% CASH BACK
APR
18.24–27.24%
Cash Back
5% rotating
Bonus
Cash Match™

Pre-approval does not guarantee final approval. A hard inquiry will occur upon full application. Terms vary by creditworthiness.